Overview

Join our expanding engineering team! We are actively recruiting multiple Senior Backend Engineers as we continue to scale our growing FinTech division at M-KOPA. Build sophisticated event-driven microservices that unlock financial inclusion across Africa.

The Impact: Your code will directly power technology solutions for millions of people across Africa who have been excluded from traditional financial services. We have already helped over 5 million customers access over $1.5 billion in credit. This is your chance to be part of something transforming lives across the continent.

The Opportunity: Mission-driven engineering — Every service you build helps expand financial inclusion for under-banked populations. Global recognition — Join a company named by TIME 100 as one of the world\'s most influential and by the Financial Times as Africa\'s fastest-growing for 4 consecutive years (2022-2025). Scale challenges — Build backend systems serving millions across multiple African markets. Environmental impact — We are carbon-negative, having displaced over 2 million tonnes of emissions.

What You’ll Do

At M-KOPA, you\'ll build sophisticated event-driven microservices with real-world impact. Our engineering teams own their solutions end-to-end – from architecture decisions to production monitoring. Join us in combining cutting-edge .NET development with purpose-driven engineering that makes digital and financial inclusion possible across Africa.

Technical Environment

• Modern C# Stack: We use predominantly C# written against the latest .NET stack
• Microservices & Cloud: We favour microservices hosted on Azure using Kubernetes
• Event-Driven Architecture: We are constantly iterating towards a completely decoupled, event-driven architecture
• Mixed Environment: We have both legacy services and greenfield microservices

Our Engineering Approach

As an engineer, you will work as a collaborator. More senior members will coach and contribute, placing an emphasis on:

• High quality output
• Observability and monitoring
• Automated testing in all environments, including production
• Infrastructure as code and DevOps practices

What You Need

We expect you to be comfortable working as part of a team which owns the entire software stack, including supporting infrastructure, throughout the entire software lifecycle — from inception through production to decommissioning under a DevOps culture. You\'ll value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first-order concerns in development.

• Strong grasp of C# .NET development
• Experience with Event-Driven Systems
• Microservices architecture experience
• Testing and deployment expertise
• DevOps culture mindset

Location & Benefits

• Fully remote role within UTC -1 to UTC +3 time zones
• Work with diverse teams across UK, Europe, and Africa
• Professional development programs and coaching partnerships
• Family-friendly policies and flexible working arrangements
• Well-being support and career growth opportunities

Our Mission & Impact

We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

• Connected: 1.7 million first-time mobile internet users connected
• Prosperous: 62% of customers use M-KOPA smartphones for income generation, with 30,000+ livelihoods created for agents
• Green: 2.1 million tonnes of CO2 avoided through clean energy products

Ready to build C# .NET solutions that create real-world financial inclusion while advancing your career in modern backend engineering? We empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Apply now to join our mission of transforming lives across Africa through technology.

Why M-KOPA? We empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Join us in shaping the future of M-KOPA as we grow together. Explore more at m-kopa.com.

Recognized four times by the Financial Times as one of Africa\'s fastest growing companies (2022, 2023, 2024 and 2025) and by TIME100 Most influential companies in the world (2023 and 2024), we\'ve served over 5 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa.

Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date.