Overview

Senior Backend Engineer role at M-KOPA. Join our expanding engineering team as we scale the FinTech division and build event-driven microservices that unlock financial inclusion across Africa.

We are actively recruiting multiple Senior Backend Engineers. Our mission-driven engineering focuses on delivering impact through modern backend systems that serve millions across Africa.

The Impact

Your code will power technology solutions for millions of people across Africa who have been excluded from traditional financial services. We have already helped over 5 million customers access over $1.5 billion in credit.

The Opportunity

• Mission-driven engineering: Every service you build helps expand financial inclusion for under-banked populations.
• Global recognition: Company recognized by TIME 100 as one of the world\'s most influential and by the Financial Times as Africa\'s fastest-growing for multiple years.
• Scale challenges: Backend systems serving millions across multiple African markets.
• Environmental impact: Carbon-negative, with significant emissions reductions.

What You’ll Do

At M-KOPA, you\'ll build sophisticated event-driven microservices with real-world impact. Our engineering teams own their solutions end-to-end—from architecture decisions to production monitoring—combining cutting-edge .NET development with purpose-driven engineering that enables digital and financial inclusion across Africa.

Technical Environment

• Modern C# Stack: predominantly C# on the latest .NET stack
• Microservices & Cloud: microservices hosted on Azure using Kubernetes
• Event-Driven Architecture: decoupled, event-driven approach
• Mixed Environment: both legacy services and greenfield microservices

Our Engineering Approach

As an engineer, you will collaborate with more senior members who coach and contribute, emphasizing:

• High quality output
• Observability and monitoring
• Automated testing in all environments, including production
• Infrastructure as code and DevOps practices

What You Need

You should be comfortable working as part of a team that owns the entire software stack, including supporting infrastructure, from inception through production to decommissioning under a DevOps culture. You will value continuous delivery constraints and embrace testing and observability as first-order concerns.

Required Experience:

• Strong grasp of C# .NET development
• Experience with Event-Driven Systems
• Microservices architecture experience
• Testing and deployment expertise
• DevOps culture mindset

Location & Benefits

• Fully remote role within UTC -1 to UTC +3 time zones
• Work with diverse teams across UK, Europe, and Africa
• Professional development programs and coaching partnerships
• Family-friendly policies and flexible working arrangements
• Well-being support and career growth opportunities

Our Mission & Our Impact

We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

Our technology has created measurable change:

• Connected: 1.7 million first-time mobile internet users connected
• Prosperous: 62% of customers use M-KOPA smartphones for income generation; 30,000+ livelihoods created for agents
• Green: 2.1 million tonnes of CO2 avoided through clean energy products

Ready to build C# .NET solutions that create real-world financial inclusion while advancing your career in modern backend engineering?

At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Apply now to join our mission of transforming lives across Africa through technology.

Why M-KOPA

We empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility. Explore more at m-kopa.com.

Recognized by Financial Times as one of Africa\'s fastest growing companies (2022–2025) and by TIME100 Most influential companies in the world (2023–2024). We have served over 5 million customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa.

Important Notice: M-KOPA is an equal opportunity and affirmative action employer; women, minorities, and people with disabilities are encouraged to apply. We prohibit forced or child labour and comply with local laws for youth employment. We do not charge any recruitment fees at any stage of the hiring process.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Engineering and Information Technology