Overview

Wise is growing rapidly, moving £115 billion cross border annually and holding £14 billion in customer funds across 10+ licensed entities worldwide. As we scale into new markets and expand our product offerings, managing liquidity, safeguarding customer funds, and mitigating financial risk become mission critical. Our Treasury Engineering squad builds the core infrastructure that safeguards customer funds, provides real-time insights into Wise's global cash positions, and enables efficient foreign exchange risk management. The work we do directly influences how Wise protects customer money, optimizes liquidity, and executes trades worth hundreds of millions of pounds daily. The three core teams are Safeguarding, Treasury Ledger, and FX Risk, which tackle unique and complex challenges critical to Wise's success. What will you be working on?

Responsibilities

• Safeguarding: Build and enhance scalable, reliable systems that ensure the safety of customer funds in compliance with global regulations. Develop processes and controls to mitigate financial and operational risks.
• Treasury Ledger: Provide real-time visibility into Wise's global cash positions by processing financial events from customers and internal teams. Our data powers trading decisions worth tens to hundreds of millions of pounds, making reliability and accuracy paramount.
• FX Risk: Develop mission-critical services that calculate FX exposure, aggregate real-time market data from platforms like Bloomberg and Reuters, and ensure accurate hedging in collaboration with Data Science.

We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!

Qualifications

• Extensive experience and proven track record in software engineering, ideally with a focus on financial systems or markets (not hard requirement)
• Extensive experience working with microservices and distributed systems at scale
• Exceptional product mindset, able to balance customer-centric and data-driven approaches
• Expertise in messaging systems such as Kafka
• Proficiency in Java and Spring Boot
• Experience with both relational and non-relational database design
• Commitment to continuous improvement and knowledge sharing
• Advocating for best practices in code quality, continuous delivery, and robust code reviews

The successful candidate will onboard rapidly, bringing insights to help refine the team vision while contributing to the potent impact our products have on customers' lives.

Wise is a global technology company building the best way to move money around the world. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money.